Start-Up Loans

Choose the right financial vehicle to launch your business into reality

What to Know about a Start-Up Loan


Up to $750,000


2-4 Weeks


Up to 25 Years



Launch your Start-Up!

We know that bringing your business from an idea to reality can be expensive and scary. But we have a great solution that could be a game-changer for you: the startup business loan.

Before looking into startup loans, it's so important to analyze what your business will need, your financial capabilities, and what you bring to the table. You should clearly understand the costs of equipment, inventory, marketing, or staffing. Planning all this out will ensure you make the most informed decision possible. Several factors come into play with a startup loan, including the loan amount, interest rate, term, and collateral.

When you get to choosing the right startup loan that last part will be super helpful for building a solid business foundation. At Lending Wise, our team is focused on guiding you through this process. We'll help you explore loan options, assess your needs, and find a solution that fits your goals.

Ready to turn your idea into a thriving business? Contact us today to explore how our startup loan options can fuel your entrepreneurial journey.

Minimum Requirements For a Line of Credit

Not Quite Ready? We have a full program to help your business build credit and get Pre-Qualified!!


720 or Higher




0 Days

Before You Apply for a Startup Loan

Before committing to your startup loan, it’s essential you identify your business needs, determine how much you can actually afford, and know exactly what you bring to the table.

Know How Much You Can Afford

Borrowing only what you know you can repay is always a good idea, but it’s especially important when you’re starting a business. Before signing on the dotted line, make sure you’ve calculated how much financing your small business can afford.

In addition to your loan amount, startup loans are determined by your interest rate, term, and collateral. These factors can vary substantially depending on the type of startup loan you choose. You can use our startup loan calculator to estimate your monthly payments.

Office: Knoxville, TN

Call 865-830-1293